National Bank of Tennessee has any loan to fit you needs.

Whether you’re looking forward to taking a vacation, making home improvements, need help with your child’s education expenses or have an unexpected expense, National Bank of Tennessee is committed to solving your financial needs.

We offer financing solutions for whatever your needs are, plus, all of our credit decisions are made locally which allows us to be flexible to your needs and responsive to your request.

Let NBT’s Personal Bankers put their years of experience to work for you today. If you have a personal loan need, we will create a solution that’s right for you. Your financial success is our priority – let us help make your plans a reality.

You may contact any of our Personal Bankers for assistance either by telephone, visiting one of our convenient branches, or just e-mail us for additional information.


National Bank of Tennessee teams with EdAmerica to offer student loans to suit all loan needs. Simply click on

Click Here To Apply For A Student Loan

and learn the basics of financing for your college education. You can learn about financial aid, get information on the career of your choice, take a virtual tour of the college campus of your choice and find out all about student loans. You can also view your account online! Let National Bank of Tennessee help take the worry out of making your dream a reality.


The mortgage team at National Bank of Tennessee prides itself on tailoring financing to fit your needs. Please call us for a free pre-qualification or apply on line!


Adjustable Rate Mortgages (ARM)

NBT offers several adjustable rate mortgage programs on an adjustable rate mortgage, the interest rate will change periodically based upon a predetermined schedule. Normally there are caps to protect the borrower. Adjustable rate mortgages may carry a lower initial rate than a long term fixed rate mortgage. Terms up to 360 months.

Conventional Fixed Rate Mortgage

Fixed rate mortgages fully amortize over a predetermined period of time. Fixed rate mortgages are available for the purchase or refinancing of a home. Terms up to 360 months.

Included in the above types of loans we offer loans to first time home buyers, with up to 100% financing in some cases. We offer mortgage loans to self-employed individuals, stated income loans as well as perfect or not so perfect credit. NBT mortgage loans are for Primary residences, second or vacation homes and for investment Property as well.


At National Bank of Tennessee we offer all types of construction loans: owner occupied residential, home improvement, second homes, and commercial construction loans. Construction loans available with NBT permanent financing or with take out from another permanent lender.

Notice: The National Bank of Tennessee is not responsible for and has no control over the subject matter, content, information or graphics of the web sites that have links here. The bank does not endorse or guarantee the products, information or recommendations provided by linked sites and is not liable for any failure of products or services advertised on those sites. Each linked site may have a different privacy policy from that of the bank and may provide less security than the bank website.